Don't let the January freeze freeze your finances. Discover how small changes in home energy efficiency can lead to big savings and boost your property value. January and February in Canada are synonymous with two things: beautiful snowy landscapes and heating bills (Enbridge and Hydro) that can give anyone sticker shock. As homeowners, we often assume high costs are inevitable, but the reality is that many homes in the GTA are literally "throwing money out the... [read more]

As we step into 2026, there is one administrative task that every Toronto homeowner must prioritize: the Vacant Home Tax (VHT) declaration. To help you protect your investment and avoid unnecessary stress, I’ve put together this clear, fluent guide on everything you need to know for this filing season. What is this tax, and why does it exist? The Vacant Home Tax is a municipal initiative designed to address Toronto’s housing supply shortage. Its goal is to... [read more]

Winter in the GTA is the perfect time to explore hearty flavors and comforting meals. Whether you’re heading out or staying in, here are some delicious ways to warm up: 🍜 3 Must-Visit Comfort Food Spots Sansotei Ramen (Downtown Toronto) Famous for its rich tonkotsu broth and perfectly cooked noodles, Sansotei is a go-to spot when the cold hits. Nothing beats a steaming bowl of ramen after a walk in the city. Pho Hung (Chinatown, Toronto) A staple for authentic Vietnamese... [read more]

As the cold weather settles in, the Greater Toronto Area transforms into a festive hub of lights, music, and community spirit. Whether you’re looking for family-friendly fun or a cozy evening out, here are some highlights this season: Distillery Winter Village 📍 Distillery District, Toronto 📅 November 14, 2025 – January 5, 2026 Stroll through cobblestone streets lit with holiday décor, shop artisan gifts, and enjoy seasonal food and drinks in one of... [read more]

Fall is one of the coziest seasons of the year—and it’s the perfect time to slow down and enjoy simple moments at home with the people you love. Whether you’re a parent, grandparent, or just someone who loves a good blanket-and-candle vibe, here are some family-friendly fall activities you can enjoy right at home: 1. Pumpkin Decorating Skip the carving mess and try painting, glitter, or sticker designs. It’s safer for little ones and just as fun. 2. Bake... [read more]

Owning a home comes with lots of joy—and a few responsibilities too. October is the perfect time to do a seasonal check-up before winter settles in. A little attention now can save you from costly repairs later and help keep your home cozy, safe, and energy-efficient. Here’s a practical checklist to keep your home in great shape this fall: Inspect the roof  Look for loose shingles, signs of wear, or areas where snow and ice might build up. If you spot damage,... [read more]

October’s here—and with it comes cooler air, shorter days, and the perfect moment to prep your home for the season. Fall is all about cozy vibes, but it’s also a great time to take care of your space before the colder months arrive. Here are a few easy things you can do right now: Check your heating system Make sure it’s working before you actually need it. Change filters, test the thermostat, and book a quick inspection if needed. Seal windows and... [read more]

As the leaves begin to turn and the air cools, Mississauga’s real estate market enters a new phase. Fall isn’t just a seasonal shift—it’s a psychological one. Buyers and sellers alike adjust their priorities, making September a time for more intentional, strategic decisions. Why Fall Is a Smart Time to Act Less Frenzy, More Focus: Unlike spring’s competitive rush, fall buyers tend to be more serious and financially prepared. Price Adjustments: Listings... [read more]

As September arrives and the school bells ring, families across Mississauga shift from summer spontaneity to structured routines. The back-to-school season isn’t just about new teachers and sharpened pencils—it’s also a time when many households reassess whether their current home still fits their evolving needs. Why School Season Sparks Real Estate Moves School Zones Matter: Families prioritize proximity to top-rated schools like John Fraser Secondary, Lorne Park SS,... [read more]

AUGUST NEWSLETTER   BACK TO SCHOOL   As summer winds down and the first day of school looms closer, families everywhere are gearing up for the annual back-to-school season. Transitioning from the lazy days of summer to the structured routines of school can be challenging. However, with some thoughtful preparation, you can ensure a smooth and stress-free start to the new school year. Here’s an expert guide to help you prepare your home for back-to-school season,... [read more]

  JULY NEWSLETTER Vicky Chiappari   Sales Representative EXP REALTY 230 Lakeshore Rd E Second Floor L5G 1G7 Office: 866 530 7737 Mobile: 416 858 9384 www.realestatebyvicky.com linktr.ee/vickychiapparirealestate   Oh, by the way, I am never too busy for your... [read more]

          FEBRUARY NEWSLETTER Happy Valentines and Family Day Not that I am the Dr. of Love or anything like that… But then again, most probably like to believe they are. After all - Love is a many splendid thing. Love is just beside us, in our kids, parents, partner, in the sun and the moon, we just need to open our eyes and mind, more in this difficult time with Covid and isolation better to focus on the positive everyday !! This is a great... [read more]

                                                               AUGUST NEWSLETTER It's hot and not just outside You do not have to be a weather person to predict the weather this time of the year . We all know...It is the hottes time of the year. But that is not all that is hot. The economy is red hot too. This is GOOD... [read more]

                                                               HAPPY MOTHERS DAY!!!   May's Referral News by Vicky Chiappari - Your Home Sold GUARANTEED or I'll buy it!*   Wowww we are In May already, and it is almost MOTHERS DAY!!! It  is a very special day for very special people. To all... [read more]

                                                                           April's Referral News by Vicky Chiappari - Your Home Sold GUARANTEED or I'll buy it!*   Give Me 30 Seconds and Together We’ll Help Those Who Need Help the Most…   Welcome to the month... [read more]

What are the step to become a New Home Owner 1-Find Your Real Estate Agent 2- Get Mortgage Pre-Approval 3- Select your property 4- Prepare and Present the Offer 5- Close and Move As your agent I will  Evaluate your different option,  Analyze the real estate market in the Area you are looking for Pre qualify Homes and Property market condition I will Guide you on the process and inform you some Benefit for First Time Home Buyers as: Land Transfer Tax refund (up... [read more]